North Dakota · Subsidized loan

NDHFA HomeAccess (North Dakota)

Below-market rate + DPA for special populations

For veterans, disabled buyers, buyers 65+, and single parents. Below-market rate + DPA.

NDHFA HomeAccess provides DPA for veterans, people with disabilities, and residents 65+. These populations face unique barriers, and enhanced DPA terms help them access homeownership despite income and savings limitations.

AmountBelow-market rate + DPA for special populations
TypeSubsidized loan
Available inNorth Dakota
First-time buyer requiredNo
Minimum credit score640
Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
NDHFA FirstHome (North Dakota) Below-market rate + DPA available
North Dakota · Subsidized loan
NDHFA DCA (North Dakota) DPA for 1-2 unit properties
North Dakota · DPA program
NDHFA Start (North Dakota) DPA for single-family and duplexes
North Dakota · DPA program
All North Dakota programs →

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