Down payment and closing cost assistance. For single-family and duplexes. First-time buyers.
NDHFA's Down Payment and Closing Cost Assistance provides financial help for the upfront costs of purchasing a home. The DPA covers both the down payment and closing costs, reducing the total cash needed at closing.
The program works with NDHFA's first mortgage products and is available statewide. North Dakota's unique economic drivers — energy in the Bakken, technology in Fargo, and government in Bismarck — create diverse housing markets that all benefit from DPA availability.
This program can be used on 1-4 unit properties. Live in one unit, rent the others.
We'll show you how to combine NDHFA DCA (North Dakota) with other programs to maximize your free money — personalized to your ZIP code and income.