North Dakota · DPA program

NDHFA Start (North Dakota)

DPA for single-family and duplexes

DPA for first-time buyers. Single-family and owner-occupied duplexes eligible.

NDHFA's Start program is specifically designed for buyers at the beginning of their homeownership journey, with enhanced counseling and competitive DPA terms. The program emphasizes financial preparedness alongside down payment assistance.

North Dakota's tight-knit communities and strong local economies make it an ideal environment for first-time buyers. The Start program's combination of education and financial assistance sets buyers up for long-term success rather than just closing a transaction.

AmountDPA for single-family and duplexes

TypeDPA program

Available inNorth Dakota

First-time buyer requiredYes

Minimum credit score640

Multi-unit eligibleYes — 1-4 units