North Dakota · Subsidized loan

NDHFA FirstHome (North Dakota)

Below-market rate + DPA available

Below-market 30-year fixed rate with DPA. For first-time buyers statewide.

NDHFA FirstHome provides competitive rates and DPA for North Dakota first-time buyers. The state's energy and agricultural economies drive population growth that NDHFA helps channel into sustainable homeownership.

AmountBelow-market rate + DPA available

TypeSubsidized loan

Available inNorth Dakota

First-time buyer requiredYes

Minimum credit score640

Multi-unit eligibleYes — 1-4 units

House-hack eligible

This program can be used on 1-4 unit properties. Live in one unit, rent the others.

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