West Virginia · Subsidized loan

WVHDF Movin\

Below-market rate for repeat buyers

Below-market rate for repeat buyers. Not limited to first-time buyers. DPA available.

WVHDF Movin' Up provides DPA to repeat buyers in West Virginia. One of the most affordable states in the nation, West Virginia makes homeownership accessible at income levels that would keep residents renting in most other states.

AmountBelow-market rate for repeat buyers

TypeSubsidized loan

Available inWest Virginia

First-time buyer requiredNo

Minimum credit score640

Multi-unit eligibleYes — 1-4 units

House-hack eligible

This program can be used on 1-4 unit properties. Live in one unit, rent the others.

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

WVHDF DPA (West Virginia) $5,000

West Virginia · Low-interest loan

WVHDF Homeownership Program Below-market rate + DPA eligible

West Virginia · Subsidized loan

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