30-year fixed with competitive rate. FHA, VA, USDA, conventional. Pairs with DPA.
WVHDF's Homeownership Program combines homebuyer education with financial assistance, taking a holistic approach to preparing buyers for successful long-term ownership. The program includes DPA alongside comprehensive counseling.
West Virginia's unique economic challenges — lower median incomes and a transitioning economy — make homebuyer preparation especially important. The program's education component helps buyers understand not just how to purchase a home, but how to maintain and grow their investment over time.
WV has among the lowest median home prices in the US — DPA covers a larger share of purchase.
We'll show you how to combine WVHDF Homeownership Program with other programs to maximize your free money — personalized to your ZIP code and income.