Up to $5,000 for down payment and closing costs. Low-interest second mortgage. First-time buyers.
West Virginia Housing Development Fund provides DPA for first-time buyers in one of the most affordable states in the nation. With median home prices around $150,000, even modest DPA amounts cover a significant portion of the purchase price.
The program pairs with WVHDF's competitive first mortgage rates and works on standard loan products. West Virginia's affordability advantage means buyers here can achieve homeownership at income levels that would keep them renting in most other states.
This program can be used on 1-4 unit properties. Live in one unit, rent the others.
We'll show you how to combine WVHDF DPA (West Virginia) with other programs to maximize your free money — personalized to your ZIP code and income.