Miami-Dade County · Deferred 0% loan

Miami-Dade County PHCD

$35,000

Up to $35,000 interest-free. Shared equity if sold within 6 years.

Miami-Dade's Public Housing and Community Development department administers DPA through federal HOME funds. The program targets low-to-moderate income buyers in one of Florida's most expensive markets. Assistance helps bridge the gap between what Miami-Dade residents earn and what homes cost in the county.

Amount$35,000
TypeDeferred 0% loan
Available inFlorida
First-time buyer requiredYes
Minimum credit score640
Multi-unit eligibleSingle-family only

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Florida Hometown Heroes $35,000
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Florida 3-4-5% Forgivable Loan $10,000
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All Florida programs →

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