Borrow 3-5% of your loan amount. Forgiven completely after 5 years.
Florida Housing's forgivable DPA provides assistance that is completely forgiven over time if you maintain owner-occupancy. Unlike Florida Assist (which is repaid at sale), this program rewards long-term residents by eliminating the debt entirely. The program pairs with Florida Housing's first mortgage rates and works with FHA, VA, and conventional loans.
Best forgivable option. On $200K = $10K forgiven if you stay 5 years.
We'll show you how to combine Florida 3-4-5% Forgivable Loan with other programs to maximize your free money — personalized to your ZIP code and income.