Loudoun County · Forgivable loan

Loudoun County DPCC

$70,000

Up to $70,000 or 10% of price. Forgivable over 15 years. One of the largest county programs in the US.

Loudoun County's DPA program helps buyers in one of Virginia's wealthiest and fastest-growing counties. Despite high median incomes, housing costs in Loudoun often outpace earnings, and county DPA helps bridge the affordability gap.

Amount$70,000

TypeForgivable loan

Available inVirginia

First-time buyer requiredYes

Minimum credit score620

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

Virginia Housing DPA Grant 2-2.5% grant — no repayment ever

Virginia · Grant

Virginia Housing Plus Second Mortgage 3-5% of price — repeat buyers welcome

Virginia · Second mortgage

Virginia Housing Closing Cost Grant 2% grant for USDA/VA loans only

Virginia · Grant

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