2% of purchase price as a grant for USDA or VA loan borrowers. True grant — no repayment.
Virginia Housing's Closing Cost Assistance grant covers closing costs separately from the down payment. This targeted approach lets buyers direct their savings entirely toward the down payment while the grant handles lender fees, title costs, and prepaid items.
We'll show you how to combine Virginia Housing Closing Cost Grant with other programs to maximize your free money — personalized to your ZIP code and income.