Virginia · Grant

Virginia Housing DPA Grant

2-2.5% grant — no repayment ever

2-2.5% of purchase price as a TRUE GRANT — never has to be repaid under any circumstances.

Virginia Housing offers a DPA grant of up to 2-2.5% of the purchase price that never needs to be repaid. It's one of the simplest DPA programs in the country — no deferred loans, no forgiveness timelines, just a straight grant applied at closing.

The program works with Virginia Housing's first mortgages (FHA, VA, USDA, and conventional) and is available to first-time buyers below income limits. Virginia Housing also offers a mortgage credit certificate (MCC) that provides up to $2,000 in annual federal tax credits, stackable with the DPA grant.

Amount2-2.5% grant — no repayment ever

TypeGrant

Available inVirginia

First-time buyer requiredYes

Minimum credit score620

Multi-unit eligibleSingle-family only