Tax credit up to $2,000/year on mortgage interest. For HFA Preferred and Advantage first-time buyers.
Wyoming's Mortgage Credit Certificate provides an annual federal tax credit on mortgage interest. In a state with no state income tax, the federal MCC credit is especially impactful — there's no state tax benefit to compete with, making the federal credit your primary tax relief as a homeowner.
The MCC stacks with WCDA's DPA programs for combined benefits at purchase and annually thereafter. Wyoming's strong energy and tourism economies generate incomes that benefit meaningfully from ongoing tax credits.
We'll show you how to combine Wyoming MCC with other programs to maximize your free money — personalized to your ZIP code and income.