Fixed-rate DPA repaid in monthly installments over 10 years. Good if you plan to move before payoff.
WCDA's Amortizing DPA is a fixed-rate second mortgage repaid in monthly installments over 10 years. Unlike deferred options, you pay it off gradually alongside your first mortgage.
This structure is ideal for buyers who plan to sell or refinance before 10 years — you'll only repay what you've owed up to that point, rather than a lump sum triggered by the sale. For shorter-term homeowners, the amortizing option provides predictable payments and a clean payoff schedule.
This program can be used on 1-4 unit properties. Live in one unit, rent the others.
We'll show you how to combine WCDA Amortizing DPA (Wyoming) with other programs to maximize your free money — personalized to your ZIP code and income.