Utah · DPA program

Utah Housing Score Loan

$20,000

$5,000-$20,000 based on credit score. Higher scores unlock more assistance.

UHC's Score Loan provides $5,000-$20,000 in DPA based on qualifying factors. The sliding scale allows the program to provide more assistance to buyers who need it most while serving a broader range of income levels.

Utah's diverse economy — tech in Silicon Slopes, outdoor recreation, government, and healthcare — attracts workers at all income levels. The Score Loan's flexible amounts serve everyone from tech workers buying their first condo to healthcare professionals purchasing homes near rural hospitals.

Amount$20,000
TypeDPA program
Available inUtah
First-time buyer requiredYes
Minimum credit score660
Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
Utah Housing DPA Full down payment + closing costs covered
Utah · Second mortgage
All Utah programs →

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