Covers entire minimum down payment plus closing costs as a 30-year fixed second mortgage.
Utah Housing Corporation's DPA covers the full down payment requirement for qualifying buyers. The program is designed to remove the down payment barrier entirely, providing whatever amount is needed to meet the minimum down payment on FHA, VA, or conventional loans.
Utah's housing market has seen dramatic appreciation, particularly along the Wasatch Front (Salt Lake City, Provo, Ogden). UHC's program helps Utah residents keep pace with a market that has attracted significant out-of-state investment and remote worker migration.
This program can be used on 1-4 unit properties. Live in one unit, rent the others.
We'll show you how to combine Utah Housing DPA with other programs to maximize your free money — personalized to your ZIP code and income.