San Diego County · Deferred 3% loan

San Diego DCCA

Up to 22% of purchase price + $10K closing costs

Up to 22% of purchase price plus $10K closing costs for San Diego County.

San Diego's DPA program assists buyers in one of California's most expensive coastal markets. San Diego's combination of military installations, tech industry, and tourism creates strong housing demand that pushes prices beyond what many residents can afford without assistance.

AmountUp to 22% of purchase price + $10K closing costs
TypeDeferred 3% loan
Available inCalifornia
First-time buyer requiredYes
Minimum credit score640
Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
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VA Loan $0 down + no monthly mortgage insurance
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NACA Program $0 down + $0 closing + $0 PMI + below-market rate
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California Dream For All $150,000
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CalHFA MyHome 3.5% of purchase price as silent second
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GSFA Platinum 5.5% of loan amount — no first-time buyer requirement
California · DPA program
All California programs →

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