Up to 20% of purchase price (max $150K). Shared appreciation model. Lottery-based.
CalHFA's Dream For All provides up to 20% of the purchase price (capped at $150,000) as a shared appreciation loan for first-generation homebuyers. When you sell, you repay the original amount plus a share of the home's appreciation. In California's high-value markets, this shared-equity approach provides massive upfront assistance while letting the state participate in future gains.
We'll show you how to combine California Dream For All with other programs to maximize your free money — personalized to your ZIP code and income.