Tucson / Pima County · DPA program

Pima Tucson Homebuyer\

DPA varies by loan type

DPA for Tucson and Pima County buyers. FHA, VA, USDA, and conventional eligible.

Pima County (Tucson) provides local DPA for buyers in southern Arizona. Tucson's housing market remains more affordable than Phoenix, but local DPA still provides meaningful assistance for first-time buyers in the region.

AmountDPA varies by loan type

TypeDPA program

Available inArizona

First-time buyer requiredYes

Minimum credit score640

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

Arizona IDA HOME Plus Up to 5% — forgivable option available

Arizona · DPA program

Arizona Is Home 4% DPA + below-market rate

Arizona (rural) · DPA + rate discount

Pathway to Purchase $20,000

Arizona (select cities) · Grant

All Arizona programs →

Get your free stacking strategy

We'll show you how to combine Pima Tucson Homebuyer\ with other programs to maximize your free money — personalized to your ZIP code and income.

Or get matched with a lender who knows this program →

All Arizona programs →