Grant up to 10% of loan amount or $20,000 for buyers in 17 designated Arizona cities.
The Arizona Pathway to Purchase program provides 10% of the purchase price in DPA — one of the highest percentage-based programs in the Southwest. The assistance is structured as a silent second mortgage with deferred payments, designed for buyers in areas recovering from the foreclosure crisis.
The program specifically targets neighborhoods where investment in homeownership stabilizes communities. It works with FHA first mortgages and requires homebuyer education. For a $300,000 home, 10% means $30,000 in assistance — enough to cover the entire down payment plus closing costs with money to spare.
We'll show you how to combine Pathway to Purchase with other programs to maximize your free money — personalized to your ZIP code and income.