Maryland · Deferred 0% loan

MMP HomeAbility

$45,000

Up to $45,000 in 0% deferred DPA for buyers with disabilities or disabled household members.

Maryland's HomeAbility provides $45,000 in DPA for buyers with disabilities — one of the largest disability-specific DPA amounts in the country. The program addresses the compound financial barriers facing disabled homebuyers.

Amount$45,000

TypeDeferred 0% loan

Available inMaryland

First-time buyer requiredYes

Minimum credit score640

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

MMP 1st Time Advantage Up to 5% DPA, 0% deferred

Maryland · Deferred 0% loan

MMP Flex ($5K or 3%) $5,000

Maryland · Deferred 0% loan

Maryland SmartBuy 3.0 $20,000

Maryland · Forgivable loan

All Maryland programs →

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