$5,000 or 3% of mortgage as 0% deferred DPA. Available to first-time AND repeat buyers.
Maryland's Flex program provides $5,000 or 3% of the purchase price (whichever is greater) in DPA, and it's available to repeat buyers — not just first-timers. This makes it one of the most accessible DPA programs in the Mid-Atlantic region.
The assistance is structured as a 0% interest deferred second mortgage. Maryland's housing market spans from affordable rural areas on the Eastern Shore to the expensive DC suburbs, and Flex's percentage-based structure scales the assistance to match local prices.
One of few state programs open to repeat buyers. Stack with local county programs.
We'll show you how to combine MMP Flex ($5K or 3%) with other programs to maximize your free money — personalized to your ZIP code and income.