Alaska · Rate discount

AHFC Veterans Mortgage

1% rate discount on first $50K

1% interest rate deduction on the first $50,000 of your loan. For eligible Alaska veterans.

Alaska provides veterans a 1% interest rate discount on AHFC mortgages — one of the most generous state veteran benefits nationally. Combined with VA zero-down financing, Alaska veterans access some of the cheapest homeownership in the country.

Amount1% rate discount on first $50K

TypeRate discount

Available inAlaska

First-time buyer requiredNo

Minimum credit score640

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

AHFC AHELP DPA (Alaska) Grant / forgivable / deferred — varies by provider

Alaska · DPA program

Home Opportunity Program (Alaska) $30,000

Alaska · Forgivable loan

AHFC First Home Limited Below-market rate + DPA eligible

Alaska · Subsidized loan

All Alaska programs →

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