Alaska · Subsidized loan

AHFC First Home Limited

Below-market rate + DPA eligible

Below-market 30-year fixed rate for first-time buyers. Income and price limits apply. FHA, VA, USDA.

AHFC's First Home Limited provides below-market rates and DPA for Alaska first-time buyers. Alaska's extreme construction costs and remote locations make every form of assistance critical for new buyers.

AmountBelow-market rate + DPA eligible

TypeSubsidized loan

Available inAlaska

First-time buyer requiredYes

Minimum credit score640

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

AHFC AHELP DPA (Alaska) Grant / forgivable / deferred — varies by provider

Alaska · DPA program

Home Opportunity Program (Alaska) $30,000

Alaska · Forgivable loan

AHFC Veterans Mortgage 1% rate discount on first $50K

Alaska · Rate discount

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