Washington · Deferred loan

WSHFC HomeChoice

$15,000

Up to $15,000 for homebuyers with a disability or disabled family member in the household.

WSHFC's HomeChoice provides DPA for buyers with disabilities, funded through a partnership with the Washington State Department of Commerce. The program combines DPA with accessibility resources to help disabled buyers find and purchase suitable homes.

Amount$15,000

TypeDeferred loan

Available inWashington

First-time buyer requiredYes

Minimum credit score620

Multi-unit eligibleYes — 1-4 units

House-hack eligible

This program can be used on 1-4 unit properties. Live in one unit, rent the others.

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

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VA Loan $0 down + no monthly mortgage insurance

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NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

WSHFC Home Advantage DPA 3-5% of loan amount, deferred

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WSHFC Home Advantage Needs-Based $10,000

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WSHFC House Key Opportunity DPA $15,000

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