Washington · 0% interest loan

WSHFC Covenant Homeownership

Zero-interest DPA — amount varies

Zero-interest DPA addressing WA history of racially restrictive covenants. For historically excluded buyers.

WSHFC's Covenant Homeownership program provides enhanced DPA for buyers in communities historically affected by racial covenants — deed restrictions that once prohibited property sales to people of color. This program uses DPA as a tool for racial equity in housing.

AmountZero-interest DPA — amount varies
Type0% interest loan
Available inWashington
First-time buyer requiredYes
Minimum credit score620
Multi-unit eligibleSingle-family only
Funding status547 homebuyers helped so far. Applications open through WSHFC lenders.

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All Washington programs →

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