Vermont · Annual tax credit

Vermont MCC

Up to $2K/year tax credit

Tax credit up to $2,000/year on mortgage interest. Pairs with MOVE MCC or non-VHFA mortgages.

Vermont's Mortgage Credit Certificate provides an annual federal tax credit on mortgage interest paid. The credit stacks with VHFA's ASSIST DPA and other programs for layered benefits.

Vermont's high property taxes and heating costs make every financial benefit count. The MCC's ongoing annual credit helps offset these expenses, making homeownership more sustainable for Vermont buyers beyond just the initial purchase.

AmountUp to $2K/year tax credit

TypeAnnual tax credit

Available inVermont

First-time buyer requiredYes

Minimum credit score640

Multi-unit eligibleSingle-family only