Lowest SONYMA rates. 30-year fixed, 3% down (only 1% from you). For low-income first-time buyers.
The New York State DPA program provides assistance for first-time buyers purchasing across the state. The program pairs with competitive first mortgage rates and works with standard loan products. New York's diverse housing markets — from expensive NYC to affordable upstate communities — all benefit from state-level DPA.
1-4 family homes eligible. Combine with DPAL for down payment coverage.
We'll show you how to combine SONYMA Achieving the Dream with other programs to maximize your free money — personalized to your ZIP code and income.