South Carolina · Forgivable loan

SC Palmetto Heroes 2026

$10,000

$10,000 forgivable DPA for teachers, nurses, police, firefighters, vets, and military.

South Carolina's Heroes program provides up to $10,000 in DPA for first responders, teachers, healthcare workers, and military members. The assistance pairs with SC Housing's competitive first mortgage rates.

The state's major military installations — Fort Jackson, Shaw AFB, Marine Corps Recruit Depot Parris Island, and Naval Weapons Station Charleston — anchor a large service member population that benefits directly from this targeted DPA.

Amount$10,000
TypeForgivable loan
Available inSouth Carolina
First-time buyer requiredYes
Minimum credit score640
Multi-unit eligibleSingle-family only
Funding statusFirst-come first-served — program closes when funding runs out.

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
SC Housing Homebuyer Program Forgivable DPA, forgiven over 15 years
South Carolina · Forgivable loan
Palmetto Home Advantage 3-4% forgivable — repeat buyers welcome
South Carolina · Forgivable loan
SC County First $8,500
SC (rural counties) · Forgivable loan
All South Carolina programs →

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