Up to 6% of purchase price or $20,000, whichever is less. For first-time buyers statewide.
Rhode Island Housing's Extra Assistance provides 6% of the purchase price or up to $20,000 (whichever is less) in DPA. The program is designed for buyers who need more help than the standard offering, with expanded income limits to capture the middle-income buyers squeezed by New England's high costs.
Rhode Island's small geographic footprint means the entire state faces similar housing pressures. The Extra Assistance program helps buyers in Providence, Warwick, Cranston, and smaller communities alike.
This program can be used on 1-4 unit properties. Live in one unit, rent the others.
We'll show you how to combine RIHousing Extra Assistance (RI) with other programs to maximize your free money — personalized to your ZIP code and income.