City of Raleigh · DPA program

Raleigh Homebuyer Assistance

$60,000

Up to $45,000 standard or $60,000 in targeted areas. For buyers under 80% AMI in City of Raleigh.

Raleigh-area DPA programs serve buyers in the Research Triangle. The Triangle's tech boom has pushed housing prices well above the state median. Local assistance helps long-time residents and newcomers alike achieve homeownership in this high-demand market.

Amount$60,000
TypeDPA program
Available inNorth Carolina
First-time buyer requiredYes
Minimum credit score620
Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
NC Home Advantage Mortgage 3% of loan amount — repeat buyers welcome
North Carolina · Deferred 0% loan
NC 1st Home Advantage Down Payment $15,000
North Carolina · Forgivable loan
NC Community Partners Loan Pool (CPLP) Up to 25% of price — stackable to $65K+
North Carolina · Deferred loan
All North Carolina programs →

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