Up to $80,000 ($100K in targeted areas). 0% interest, no payments, 30-year deferred second mortgage.
The City of Portland offers its own DPA program providing $80,000-$100,000 in assistance for buyers purchasing within city limits. This city-level supplement is among the largest in the country, reflecting Portland's extreme affordability challenges.
Portland's median home price exceeds $500,000, and the city has experienced a housing crisis driven by population growth, limited supply, and geographic constraints. The $80-100K DPA helps long-term Portland residents purchase in a market that has increasingly favored higher-income buyers and investors.
We'll show you how to combine Portland Housing Bureau DPA with other programs to maximize your free money — personalized to your ZIP code and income.