Nashville · DPA program

Nashville Housing Fund

$35,000

Up to $35,000 for Nashville/Davidson County buyers. Credit score as low as 600.

Nashville-area DPA programs help buyers in Tennessee's hottest housing market. Nashville's median home price now exceeds $400,000 — double what it was a decade ago. Local DPA is critical for residents who built their careers in Nashville but can't afford to buy there.

Amount$35,000

TypeDPA program

Available inTennessee

First-time buyer requiredYes

Minimum credit score600

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

THDA Great Choice Home Loan Below-market 30-year fixed rate

Tennessee · Subsidized loan

THDA Great Choice Plus (Forgivable) $6,000

Tennessee · Forgivable loan

THDA Great Choice Plus (5%) $15,000

Tennessee · Second mortgage

All Tennessee programs →

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