Up to $25,000 grant for first-time buyers. Need-based. Requires HUD-approved homebuyer education.
Mississippi's Home4All program stands out with a $25,000 true grant for first-time buyers — one of the largest no-repayment DPA amounts in the entire country. The grant covers down payment, closing costs, and prepaid items.
Combined with Mississippi's lower home prices, $25,000 can cover 10-15% of a typical purchase price, often eliminating the need for any out-of-pocket expense. The program is administered by the Mississippi Home Corporation and pairs with competitive first mortgage rates.
$25K grant in a state with median prices under $200K. This can cover the entire down payment.
We'll show you how to combine MHC Home4All (Mississippi) with other programs to maximize your free money — personalized to your ZIP code and income.