$14,000 total: $7K forgivable loan + $7K grant. Tunica and Washington counties. Ends April 2026.
MHC's DPA14 program provides a flat $14,000 in down payment assistance. Unlike the percentage-based programs, $14,000 is a fixed amount regardless of purchase price — making it proportionally more valuable for lower-priced homes.
In Mississippi's affordable market, $14,000 can represent 8-10% of the purchase price, often covering the entire down payment plus all closing costs. The program pairs with MHC's first mortgage products and serves first-time buyers meeting income requirements.
We'll show you how to combine MHC DPA14 (Mississippi) with other programs to maximize your free money — personalized to your ZIP code and income.