Up to $15,000+ as 0% deferred second mortgage. No monthly payments. For buyers under 80% AMI.
The City of Jackson provides up to $15,000 in DPA for buyers purchasing within city limits. Jackson's housing market is among the most affordable in the country, with median home prices around $120,000 — meaning $15,000 can cover more than 12% of a typical purchase.
The city-level DPA can potentially be stacked with MHC's state programs, creating a combined package that could approach or exceed $30,000. For buyers in Jackson, this level of assistance means homeownership is accessible even with minimal savings.
We'll show you how to combine Jackson DPA (Mississippi) with other programs to maximize your free money — personalized to your ZIP code and income.