City of Atlanta · Forgivable loan

Invest Atlanta HomeFlex / AAHOP

$20,000

Up to $20,000 toward down payment and closing costs. Forgivable after 5-10 years depending on amount.

Invest Atlanta provides DPA for buyers purchasing in the city of Atlanta. The city's rapid growth and gentrification have created affordability challenges, and Invest Atlanta helps long-term residents achieve homeownership in their own communities.

Amount$20,000
TypeForgivable loan
Available inGeorgia
First-time buyer requiredYes
Minimum credit score620
Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
Georgia Dream Standard $10,000
Georgia · Deferred 0% loan
Georgia Dream PEN $12,500
Georgia · Deferred 0% loan
Georgia Dream Choice $12,500
Georgia · Deferred 0% loan
All Georgia programs →

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