Hawaii · DPA program

HHFDC DPA (Hawaii)

DPA available statewide

Down payment and closing cost assistance for eligible buyers in Hawaii. Pairs with HHFDC mortgage.

HHFDC provides DPA for buyers in America's most expensive state. Hawaii's unique challenges — extreme land costs, construction expenses, and island isolation — make DPA critical for local residents competing against mainland investors.

AmountDPA available statewide
TypeDPA program
Available inHawaii
First-time buyer requiredYes
Minimum credit score640
Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
HHFDC Hula Mae Mortgage Below-market rate for Hawaii buyers
Hawaii · Subsidized loan
All Hawaii programs →

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