Georgia · DPA program

Georgia Dream Peach Advantage

0-5% DPA, conventional loan, repeat buyers welcome

2-5% DPA or 0% down with reduced rate. Available to first-time AND repeat buyers. Launched July 2025.

Georgia's Peach DPA provides assistance for buyers in designated communities across the state. The program targets areas where homeownership investment supports community stability and economic growth.

Amount0-5% DPA, conventional loan, repeat buyers welcome

TypeDPA program

Available inGeorgia

First-time buyer requiredNo

Minimum credit score640

Multi-unit eligibleYes — 1-4 units

House-hack eligible

One of few state programs open to repeat buyers. Stack with local Atlanta DPA.

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

Georgia Dream Standard $10,000

Georgia · Deferred 0% loan

Georgia Dream PEN $12,500

Georgia · Deferred 0% loan

Georgia Dream Choice $12,500

Georgia · Deferred 0% loan

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