Colorado · Deferred 0% loan

CHFA HomeAccess

$25,000

Up to $25,000 for buyers with permanent disability or custodial parents of disabled dependents.

CHFA HomeAccess provides $25,000 for buyers with disabilities. The deferred second mortgage has no monthly payments and is repaid only upon sale or refinance. One of the most generous disability-specific DPA programs nationally.

Amount$25,000

TypeDeferred 0% loan

Available inColorado

First-time buyer requiredYes

Minimum credit score620

Multi-unit eligibleSingle-family only

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down

Federal · Subsidized loan

VA Loan $0 down + no monthly mortgage insurance

Federal · Federal benefit

NACA Program $0 down + $0 closing + $0 PMI + below-market rate

National · Nonprofit program

CHFA DPA Grant 3% grant — no repayment + only $1K out of pocket

Colorado · Grant

CHFA DPA Second Mortgage 4% deferred, 0% interest

Colorado · Deferred 0% loan

CHFA FirstGeneration $25,000

Colorado · Deferred loan

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