Connecticut · Low-interest loan

CHFA DAP (Connecticut)

$20,000

Up to $20,000 as a low-interest second mortgage (as low as 1%). For first-time buyers with CHFA mortgage.

Connecticut Housing Finance Authority's DAP provides up to $20,000 in down payment assistance as a second mortgage with low interest. In a state where the median home price approaches $350,000, $20,000 covers the full 3.5% FHA down payment on a typical purchase with room for closing costs.

CHFA pairs the DPA with competitive first mortgage rates and requires completion of homebuyer education. Connecticut's housing market varies dramatically from the wealthy Fairfield County suburbs to more affordable cities like Hartford, New Haven, and Waterbury — and CHFA's programs serve buyers across the entire spectrum.

Amount$20,000
TypeLow-interest loan
Available inConnecticut
First-time buyer requiredYes
Minimum credit score640
Multi-unit eligibleYes — 1-4 units

House-hack eligible

2-4 family homes eligible. Police and teachers may get additional rate discounts.

Programs that pair with this

FHA Loan Saves ~$33,000 on a $200K home vs 20% down
Federal · Subsidized loan
VA Loan $0 down + no monthly mortgage insurance
Federal · Federal benefit
NACA Program $0 down + $0 closing + $0 PMI + below-market rate
National · Nonprofit program
CHFA Time To Own $50,000
Connecticut · DPA program
All Connecticut programs →

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